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Risk managers can give their emotions a place in decision-making.
Recent results for insurers have been good but substantial headwinds are in the offing.
California, Colorado and Texas are at highest risk for wildfire damage.
Unlike other types of insurance, there is no standard form on which the insurance industry as a whole underwrites cyber coverage.
The easing of travel restrictions to Cuba is bound to open up opportunities.
With three million U.S. jobs created during 2014 and a strong start to 2015, TPAs are managing more claims and seeing an uptick in revenue growth.
Accountable care organizations have financial incentives to classify injuries as work-related.
Proposed changes in the law could 'kill the small captive industry entirely.'
Many companies were ill-prepared to protect data or to respond should a breach occur.
Risk committees help identify risk, gather information, implement risk management programs and create risk-aware cultures.
Risk managers must master the nexus of potentially disruptive forces that are transforming organizations.
Successful risk managers share their strategies for getting results and getting noticed.
Hank Greenberg, who made his first insurance deal in China in 1975, returns and buys a state-owned insurer.
When it comes to E&S insurance, innovation is best defined as equal parts creativity and speed.
A $250 million difference lies between proper and improper wording.
New e-payment systems offer some data security advantages but face implementation challenges.
The latest decisions impacting the industry.
Thousands of employees travel internationally to high-risk regions, but many “at-risk” organizations know little about the realities of kidnapping.
Food production that involves certain types of additives or flavorings can put employees at serious risk and create workers’ comp liabilities for employers.
Distracted drivers can increase risks for organizations. Clear policies -- and communication of penalties -- are crucial.
A variety of factors is making providing health care coverage for school teachers more difficult.
Worry about court decisions when they actually mean something.
Commercial social engineering schemes are costing billions.
As the GL insurance cycle flattens, risk managers, brokers and insurers dig deeper to manage program costs.
Buoyed by few catastrophes in 2014, insurers and investors are increasingly turning to alternative products.
A claim is found compensable, despite an employer's insistence on rejecting the claim.
Contaminated oil undermines a firm's ability to capitalize on low oil prices.
Sometimes the best data you have is your own.
Certificates of insurance are often required, but risk managers should understand that it is always the actual policy that controls coverage.
Unexpected liabilities create coverage challenges for employers. Presented by Travelers.
Aspen Insurance views the expertise and data of their claims professionals as a valuable asset.
Scott Clark agreed to join Miami-Dade County Public Schools for two years to help build its risk management department. Then he forgot to leave.
Creative risk solutions, industry knowledge and superior customer service are hallmarks of the 2015 Power Broker®
Many of the Under 40 set "fell into" the insurance industry and have realized its many benefits.
Our Responsibility Leaders go beyond being excellent brokers to serve their communities and their profession.
Much has changed since the 1950s, but some aspects of the insurance industry -- counter-cyclical to the bone -- still resemble that time.
The Dubai fire is just another example of the challenges facing underwriters when deciding whether to accept a risk.
London must work hard to compete and cannot rest on its substantial history.
Sledding brings with it the joys of childhood -- to everyone but public sector risk managers.
Professional insurance fraud rings are sapping billions from the P&C insurance sector. Insurers are fighting back with sophisticated technology.
The housing market recovery has been impeded by stagnant incomes, tight lending standards and a dearth of first-time buyers.
Is being responsible with our words considered an infringement on our freedom of speech?
Generic drug manufacturers may face increased premiums and higher risk management costs due to a proposed FDA rule.
A zero-tolerance policy is one of the best protections that health care employers can put in place to protect their workers.
Whether general liability coverage will cover a construction defect is now a big unknown.
Workers' comp professionals have long discussed the country’s changing demographics. Now is the time to act and adapt our strategies accordingly.
A Detroit renaissance is raising optimism, but properly insuring properties is a challenge.
Physicians are displeased with sweeping changes to the California workers' compensation system since the passage of SB 863.
Let's stop confusing reputation risk management with mere likability, please.
A worker claims "every injury under the sun".
Implementation of controls, policies and processes helps reduce reputational risk.
A new survey suggests the costs for small physician practices transitioning to the ICD-10 coding system may be less than previously assumed.
The insurance director of Novartis Corp. talks about the heroic mission of teachers, swimming with sharks, and the most interesting place she ever visited.
Recyclers and manufacturers often fail to obtain the liability protection they need.
A Japanese model of health education among workers may hold promise for an alternative to traditional methods to help improve the well-being of the workforce.