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In a trend that shows no sign of reversing, American workers are reporting higher levels of stress, which contributes to injuries and illness and hinders recovery.
Certificates of insurance are often required, but risk managers should understand that it is always the actual policy that controls coverage.
We must create a culture where risks are identified earlier, and processes and systems are put in place with greater ease.
The law streamlines the national licensing process for brokers, but it may take two years to be operational.
Pricing for workers' comp coverage is not quite flat, but it's much closer to it now than it has been in recent years.
Risk professionals with ERM responsibility were less satisfied with their insurance partners than those without such responsibilities.
Large employers need to address ACA compliance issues for their globally mobile employees.
The increase in ambush-style assaults on police officers could make it challenging to obtain workers' comp coverage for law enforcement.
Experts point to competitive pricing, favorable financial results for insurers, and a negative outlook on reinsurance.
Three recent NLRB decisions make it more difficult for employers. GOP control of Congress probably won't make a difference.
Both houses overwhelmingly approved legislation renewing the federal terrorism insurance backstop, to industry leaders’ great relief.
Here's a five-point roadmap to understanding and mitigating cyber risk exposures.
More insurance distribution channels are opening up, which could disrupt business for both underwriters and brokers.
UAV risks include collisions with aircraft, invasion of privacy, aerial surveillance and data collection.
Insurers are increasingly using CAT bonds and similar products to transfer some of their peak exposures to the capital markets.
Planning the Left Coast Lifter's complex voyage demands a specialized team of professionals.
Does the term "risk management" really adequately convey the seriousness of the problems facing organizations?
Being vigilant on cyber security requires companies to have confidence in the IT protections of their vendors and partners.
Redundancies are powerful tools for risk managers.
Those who know the business say the success of Arch is due to the drive, intellect and discipline of Dinos Iordanou.
These insurance execs are leading their organizations through tricky new risks and market conditions.
An integrated approach to employee health can help companies stay on top of regulations.
Inaugural Women in Workers’ Compensation (WiWC) Forum focuses on advancing more women into top leadership roles.
Proceeds from a life insurance policy -- a gift from past "me"s -- have evolved over time, sometimes unpredictably.
Recyclers and manufacturers often fail to obtain the liability protection they need.
The reaction to New York State banning fracking shows a disconnect between insurers, politicians and environmentalists.
The latest decisions impacting the industry.
An ex-employee's injury on a factory floor may not be compensable, but raises liability questions.
Recycling may be the right thing to do, but it carries its own set of risks.
Take Warren Buffett's advice: Guard your organization's reputation even more carefully than its money.
Risk managers must manage social media’s risks while harnessing its speed and efficiency.
Managing today’s complex energy risks requires that insurers match the industry’s dedication and expertise.
The demanding task of nurse case management grows ever more complicated.
The Sony hacking makes real the fear that all the risk mitigation protocols you've become accustomed to may have outgrown their usefulness.
A drive to mitigate psychosocial factors exposes questions about defining them.
See yourself as an ambassador for your organization -- regardless of the questions your insurance or business partners ask you.
Researchers from the Workers Compensation Research Institute were surprised by evidence that physicians allowed to dispense medications prescribed unnecessarily strong opioids.
A roundtable in Philadelphia explores the power of technology in WC and its potential to take us where we have never been before.
Working overseas poses countless risks for employers and employees. Presented by Travelers.
The FAA needs to issue real UAV regulations.
Higher education risk managers are focusing on ERM, as well as cyber security and compliance risks.
Being a hero, said Ensign-Bickford Industries' Rick Roberts, depends on the way a person behaves when they succeed or fail at a task.
A recent court ruling reverses a prior decision, which found that the potential for armed robbery in the workplace was a normal working condition.
Reducing cost is important to all organizations, but let’s make sure our cost accounting fits our reality.
Focusing on the day-to-day implementation of controls, policies and processes help reduce reputational risk.
Transportation safety in the oil and gas industry is being challenged by increased production.
A new program that tackles psychosocial barriers gets injured workers back on the job in 10 weeks.
Communication and transparency rule when it comes to managed care programs.
Private equity executives said they add resources and strategies to help their workers’ comp portfolio companies grow.
The ACA has not yet impacted WC claims, but experts expect provider shortages to become a problem.
Nearly two-thirds of all adult illicit drug users are employed. Plus, more information about substance abuse among workers.
Is information overload reducing the effectiveness of your claims operations?
As presentations continue today, we thank everyone for their insights and attendance this week, and begin planning for next year.
The opening keynote addressed ways employers can promote total health and reduce spending.
Risk Scenarios Live! explored the lessons learned from the handling of a construction worker’s injury.
Selecting a network of the best medical providers can result in reduced costs and better medical results for workers.
It will be a wild ride for the primary and excess GL market in 2015.
Carriers have serious concerns about the health care industry’s impact on workers’ comp, but are encouraged by the savvy of employers.
The underwriting of construction risk is undergoing a drastic change, one that may take many years to resolve.
New e-payment systems offer some data security advantages but they face implementation difficulties.
While beneficial to WC costs, there is confusion over whether wellness programs can carry penalties for non-participation.
Program administrators saw nearly 10 percent growth in revenues, but overcapacity, technology and talent remain challenges.
New demands and recruiting challenges make some roles hard to fill, but educational efforts are bridging the gap.
The top 150 brokers earned total global revenues of $28.5 billion from commercial P&C activity.
The inability to fully establish credibility and trust exacerbated what should have been a manageable Ebola outbreak.
The 2014 Teddy Award winners represent principles that are the hallmarks of sustainably successful injury prevention and workers’ comp programs.
Honda of South Carolina boosted its involvement with injured worker cases, making a positive first impression on employees and health care providers.
A proactive and holistic approach to employees’ well-being has resulted in huge reductions in work-related injury claims for Harley-Davidson.
Compass Group is lauded for its safety initiatives and for a return-to-work program that incorporates all of its business lines.
Teddy Award winner Cold Spring Hills Center for Nursing and Rehabilitation proved that even small organizations can make a huge difference in their employees’ lives.
Niche risks like tattoo parlors and marijuana shops attract a special kind of broker.
Having a holistic, comprehensive strategy is critical in the ongoing battle to control medical care costs.
Fear of robots — for varying reasons — has grown. The reality is that there will be change, some of it metallic and scary, but we will adapt.
A look at the latest decisions impacting the industry.
As the Baby Boomer retirement exodus looms, companies must put plans in place to capture the vital knowledge that will exit along with them.
Safer workplaces, better care, improved technology and regulatory changes have reshaped the workers’ comp industry.
A softening market and aggressive competition is making it more difficult for independent brokers.
Focusing on reputation instead of a potential exposure is not the best way to mitigate the risk.
Overcapacity is the biggest threat to insurers in the short and long term.
TriMet's Debora Leopold Hutchins blends risk management into her personal life.
A risk management professional constructed a versatile system that he can really believe in.
The use of wood framing in mid-size residential construction raises concerns
When a driver crashes under mysterious circumstances, an adjuster turns sleuth to suss out the truth.
Risk managers must be prepared for SEC regulators, cyber-related lawsuits and other new litigation trends.
Part IV of the series explores ways to develop strategies for implementing ERM programs.
Nurse case managers can provide vital consultation, but contractual limits to the expenses associated with the service are advisable.
Three executives are accused of taking proprietary information with them when they joined a rival firm.
Cyber risk resiliency requires coordination within companies and with partner companies across the globe.
Disruptive innovation is unfolding in the form of alternative workers' comp systems.
Construction challenges may come from unexpected places. Presented by Travelers.
On Cyber Monday, skilled hackers diminish an online retailer's credibility in mere minutes.
Captives offer employers better control over their health care benefit plans.