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Indiana farm bureau insurance replaces core systems--over a weekend!

Not so very long ago, an employee benefits open enrollment experience elicited about as much excitement in the workplace as the latest HR slogan-of-the-month campaign. When employees heard the phrase "open enrollment," it's not an exaggeration to say their reaction was somewhere between a shrug and a yawn.

The ability to capture and process information quickly and in a usable format is essential for reinsurance intermediaries. When Minneapolis-based reinsurance broker Collins (John B. Collins Associates Inc.) began looking to upgrade its reinsurance processing system in spring 2006, finding the right system to handle its complex international intermediary business was a challenge.

As economic conditions tighten and younger generations ponder their futures, one thing is becoming abundantly clear: Working Americans are now more than ever looking to employee benefits as the foundation of a secure financial safety net.

In the high-risk energy market, a good insurance program can be hard to find. The threat of natural disasters, power outages, fires and explosions, machinery breakdown and other unforeseeable risks makes the market particularly volatile and difficult to underwrite.

Firsthand knowledge of the underwriting risks facing offshore platforms in the Gulf of Mexico has helped Liberty International Underwriters (LIU) gain a commanding market presence in the oil and gas industry.

When Delphi Technology Inc. delivers a solution to one insurance or risk management customer, all of its customers benefit.

Since its launch seven years ago, Liberty International Underwriters (LIU) has had an affinity for working with the power and energy industries, as well as the construction that takes place within those industries.

Despite Liberty International Underwriters' relatively youthful age of seven years in the property/casualty insurance marketplace, brokers within the P/C industry are familiar with LIU and the impact it's had globally. A division of the financially strong Liberty Mutual Group, LIU (www.libertyiu.com) offers $50 million in excess casualty capacity distributed through the global independent broker network.

When Specialty Risk Services LLC (SRS), a subsidiary of The Hartford, decided to sharpen its competitive edge and expand within emerging markets, it turned to technology.

In today's fast-paced world, companies merge and restructure, employees change jobs more frequently and retire at non-traditional ages. There are many circumstances in which employees find that their benefit programs change or that they are no longer eligible for their current coverage.

When it comes to commercial property losses, being proactive is the key to success. FM Global, based in Johnston, R.I., believes it is far better to prevent a loss than to try to recover from one. The company's unmatched expertise in creating comprehensive, global commercial and industrial property insurance and engineering-driven risk management solutions have assisted clients in preventing property losses and reducing the impact of property damage, should it occur.

When the leading U.S. Excess and Surplus Lines Insurer, Lexington Insurance Company recently gathered a meeting of long-term clients and their brokers for a two-day briefing on Cape Cod, speakers consisted of a curious group of politicians, academics, political journalists, and private sector CEO's.

Despite a slow start, this year's hurricane season is predicted to be particularly active. In an effort to help commercial policyholders recover from hurricane-related losses sooner and provide the appropriate resources to help adjusters manage claims faster, Lexington Insurance Company and the AIG Companies recently introduced the Catastrophe Advantage Program (CAP).

When it comes to benefit offerings, employees value dental coverage, consistently ranking it within the top five benefits.