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To Surcharge or Not to Surcharge?
Administrators of a public-sector health-assessment program plan to expand their program as the issue of whether they can legally surcharge employees who refuse health assessments plays out in federal court.


Higher Hurricane Risk Model a Possible 'Catastrophe' for Bond Ratings?
Standard & Poor's announces a possible ratings downgrade for 16 catastrophe bonds because of the latest hurricane model. Is it such a big deal for investors though?


Disability in the Second Act
The Americans with Disabilities Act is amended to return it to its original scope. Its impact is anticipated shortly.


Warhol Foundation's Self-Portrait
After receiving errors-and-omissions payouts, the foundation wields its powerful law firm as it still seeks a directors' and officers' insurance settlement from Philadelphia Indemnity.


Surprised That All Data Is Sacred
The important lesson out of the Epsilon breach is that even customers' email addresses require extra special care and that insurance might not cover you when you fail to provide that.


Dairy Under Watch Among Top Five Deadliest Occupations
OSHA ramps up inspections at dairy farms in the wake of a fatality in Wisconsin and with industry fatalities nationwide remaining stubbornly high.


Endorsing a State-Based Regulatory System
The Federal Insurance Office is seen as a first step in federal efforts to encroach on the industry. Industry leaders Duperreault and Motamed sound off.


Self-Insured Numbers Higher Than Expected, and Growing
A new report reveals that the federal government was underestimating the number of employers that self-fund employee health benefits. Now, with healthcare reform, their numbers are set to grow.


The Hits (and Misses) Keep Coming for Microinsurance
Microinsurance has made a few headlines lately. Is this a sign of its coming out as a full-fledged insurance market, or more a matter of a few successful ventures chirping for attention?


Aircraft Loss-of-Use Not Covered Under Standard Aviation Coverage
Expert: Inspection downtime not covered in Southwest Airlines "skin fatigue" incident over Arizona desert.


Escaped Cobras Less Likely Than Slips and Falls
A zoo, its patrons and residents of a surrounding neighborhood would, statistically speaking, have to be extremely unlucky for an escaped zoo animal to actually bite someone.


Tightening the 'Diabetes Belt'
A new report by a federal agency has identified the southeastern United States as the nation's "Diabetes Belt." Benefits managers must make diabetes prevention and maintenance a top priority regardless of their location, experts say.


Land of the Rising Claims
Reinsurance executives claim that insured losses out of Japan are a long way from being clear, although it appears that contingent business interruption losses will have an impact, and become a learning opportunity.


New Brazil Reinsurance Rules Evoke Global Industry Protest
Doubts surface about Brazil's ability to be a true leader in the insurance and reinsurance arena after regulators there set into effect a new rule.


Insurance Builder Embarks on Stage Five of His Career
Mario Vitale moves from leading a global generalist underwriter to a smaller, specialist underwriter.


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