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Analysis of medical claims data reveals important clues about employee health, allowing companies to intervene with those who are most at risk, and to ask hard questions of their carriers at renewal.

For these benefits consultants, their leadership extends beyond the professional communities they serve and into the communities where they live.

Some sectors, such as retail, could face a damned-if-you-do, damned-if-you-don't dilemma when coming to terms with federal healthcare reform. Meanwhile, change could be easier for other industries.

Forward-thinking benefits consultants and brokers are already pondering the next wave of changes, as organizations still work to overcome the initial challenges associated with healthcare reform.

Two editors have nothing better to do than exchange emails over just how important healthcare benefits are in a top employee's compensation package.