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Fresh blood courses through the captive regulatory veins in Vermont, Delaware, Arizona, Utah, Hawaii and Nevada, as new faces prepare to alter the captive landscape.

As rates hold the line, it is a good year for risk managers to take stock of their coverage and get their professional liability insurance house in order as a market hardening may come in the form of a tightening of underwriting standards.

Corporate catastrophe bonds are a rare breed, especially in this soft insurance market. But with the cost of bonds coming down and new technologies available, the capital markets could be more appealing than ever to risk managers.

For many vendors who sell to the risk management community, cloud computing, or the ability to rent out software, platforms and infrastructure as needed, represents the latest step in delivering computing power as a service.

We are now accepting applications for the 2010 Benefits Power Broker^TM Awards until March 15. To nominate someone for the awards, or to put yourself in the running, please download the 2010 application.

Have brokers gone all soft and squishy? No, only prices have as the market continues to drift lower. So the best brokers have had to toughen up to meet all their clients' expectations.

We all know that insurance brokering executives are competitors in their very nature. We just didn't know how competitive.

Brokers under age 40 offer vigor, tenacity and tech savvy, making them a hot commodity when firms are feeling the financial pinch.

A host of new firms, veterans of the commercial insurance broker trade, crack the Power Broker^TM winners circle for the first time and buck this past recession's "hunker down" mentality.

Global reinsurers see a promising situation in Brazil.

A leading advocate for protecting athletes' brains believes true systematic change is coming.

As a third wave of H1N1 possibly threatens in 2010, businesses must be clear about their pandemic exposures and whether their insurance can cover them.

With healthcare costs continuing to rise at double-digit rates and the potential of healthcare reform increasing the burden on a company's employee healthcare costs, a successful strategy for controlling costs is through a dependent eligibility audit.

A new international consensus standard brings more weight, and responsibility, to the risk management profession and to all risk functions across the enterprise.

Predictive analytics and modern data fusion and transformation have changed the game, especially in this down market. Insurers that inappropriately price risks or wait out the storm risk being gobbled up by the strong and analytically driven.