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An estimated 30,000 annual kidnappings has led to a spike in kidnap and ransom claims. The greatest threat seen these days is so-called "express kidnappings."

Soft pricing, currency manipulations and other economic stimulus measures make this a bad time to form a captive.

But hurry, because by the time prices in the traditional market rise again in earnest, it will be too late.

Revenue for regional broker triples in 10 years. Rate firming in 2012 dependent on line and location.

As you read this, the leaders of the Captive Insurance Companies Association are pushing hard to hire a full-time lobbyist. It's a good idea, and it's high time CICA make haste and pulled the trigger.

Brokers step up in all sorts of ways and help their clients through a year of huge losses for the insurance and reinsurance industries.

Brokers under 40 are determined to change the way people think about their business, both inside and outside of the industry.

Insurance agency leaders recall how some of them were destined to enter the intermediary business.

Agency owners have their work cut out for them in bridging gaps between generations, according to a new survey.

The market is hardening but the continued lack of strength means more brokerage mergers probably will be on tap. Here are 10 firms on which to keep a close eye this year.

Risk managers want brokers to come with a deep understanding of their companies, and won't hesitate to show the door to brokers who come unprepared.

From old tractors to the latest SUV, automotive insurance brokers have a passion for the automobile and its mechanized cousins.

A fee-based system gives risk managers more control over their programs.

Risk managers are not only comfortable with that arrangement, they like it.

We picked this list of executives to watch from among U.S. commercial insurance and reinsurance companies. Brokerage, risk management, third-party administrator, pharmacy benefit management and insurance trade group executives were not considered. These 12 execs were chosen mainly because we know they face crucial challenges and decisions in 2012 and their moves and strategies likely will be closely watched by others in the commercial insurance industry. See the list here.