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The Federal Home Loan Bank Act allows companies to use their captive insurers as portals to cheap bank credit.

The commercial space business is ready for liftoff, with operators racing from test flights to actual missions. Underwriters await the business, and scope the risks in the meantime.

The U.S. Supreme Court in the Wal-Mart sex discrimination case will broaden or narrow the scope of all future class-action litigation.

Insurance brokering attracts a lot of talent, and some of it comes from very far afield.

The brokers of Generations X and Y are eager to model new ways of helping clients achieve their goals.

Patrick G. Ryan controls a new wholesale insurance brokerage and steers it through early challenges toward success. Is there any doubt he'll make an impact again, filled with passion for his favorite pursuit?

Chasing talent is vital to any enterprise, but with unemployment high and brokerage commissions not what they were, who can afford it?

Risk managers are demanding more from their brokers, in part because of pressure from above, but "buzz" is one of the qualities that risk managers appear to be missing from their broker relationships.

Organic growth will not be enough to sustain midsize brokers through 2011, forcing them to look for growth in other areas.

A few brokers have value beyond production or insurance placement. These are the thought leaders, the big brains, the encyclopedias of industry or product line knowledge that other brokers turn to in a pinch.

The specifics of compliance with the Medicare Secondary Payer Act are not clear, especially now that the reporting deadline has been pushed back. Yet workers' comp claims payers can reduce their exposure if they understand how the obligations work. Here's a good start toward comprehension.

It's the little guys that are the worry as we carry on in the world of financial institutions directors' and officers' liability insurance.

The Food Safety Modernization Act is a historic law that aims to make the food supply safer. It also gives food-system risk managers the chance to assess how well their companies mitigate and respond to food contamination issues.

Royal Caribbean does its best to keep passengers safe, minimizing hazards on a 130,000 ton liner. Loss of power? Food-borne viruses? Those risks don't stand a chance compared with the midnight buffet and belly-flop contest.

For businesses with a Deepwater Horizon-related loss, the switch to the Gulf Coast Claims Facility might not have made it any easier to get whole again. Yet take some solace in the fact that lessons from "regular" first-party property losses can be applied.