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When businesses lose the machines that provide them with cool, clean air, costly equipment replacement costs, business interruption and other out-of-pocket expenses ensure ... unless they have the right equipment breakdown insurance.

Highly compensated lawyers, investment professionals and corporate executives all have the same financial problem. It's also one that receives far too little attention, which may be why so few are aware of their predicament. It's the gaping hole in their disability protection.

Some insurance carriers have reduced reserves, helping the bottom line in a soft market.

Reaching out to doctors with a simple letter and a postage stamp cuts narcotics prescriptions and reduces the payment on the claim by several thousand dollars.

Financial crisis adds to complexity of D&O market, which demands more vigilance from buyers.

The Deepwater Horizon catastrophe is an illustration of how a single environmental event can create something akin to systemic risk.

California's Timothy Peterson left the adjuster's table for a place at the workers' compensation defense bar. Now, he's helping the NFL close the cumulative trauma loopholes in the state, among other things.

The workers' comp team at the Church of Jesus Christ of Latter-day Saints gets a nod for transforming its return-to-work and transitional-duty program.

Rochester, N.Y.-based Paychex Inc. deserves praise for its efforts to get its office environments safer and its comp claims down.

Bermuda's insurance bosses are hoping the imminent change in government will herald a fresh start for relations between the island's leaders and its biggest industry.

Making a return-to-work program more effective at a federal agency may call for attitude adjustment, according to Dr. Marianne Cloeren.

Building contractors and owners are attracted to the design-bid approach. To its new exposures? Not so much. Contractors need to ensure their insurance program can protect them.

Workers' comp claims and reciprocity agreements with California affect the National Hockey League, Major League Baseball, the National Basketball Association and the Arena Football League.

How to indentify and then ensure the quality and consistency of your business decision-making data.

Former Army officer George R. Fay finds there's plenty of overlap between military intelligence and chasing claims fraudsters.