Newsletter Sign-up

Outsourcing does not mean out of mind when it comes to cyberliabilities. Instead, companies with databases full of client and employee information should be even more wary.

For brokers, there are hundreds of millions of dollars at stake in the middle market, and even more money to be made by poaching from one another.

After a difficult three years in which Marsh relinquished its position as the world's No. 1 insurance broker to rival Aon, the firm is looking to grow through aggressive initiatives in the middle market.

The middle market is calling again, and insurers are a comin'. Are they stumbling into another bloodbath, or are they in control of the battlefield this time?

With the right mix of companies, a group captive can be an effective way for purchasing groups to cover themselves when regular insurance is too expensive or simply not available.

As commodity prices boom and expropriation and nationalization re-emerge, banks and other financial institutions thirst for credit and political risk cover.

Deeper usage of predictive models by carriers to assess and price business owners policies is putting pressure on agents to improve their commercial-lines data download.

Risk managers are encouraged to offer their work force ergonomic training, and to use caution in selecting tools for mobile employees if they want to increase worker productivity.

Risk managers who want to know whether their firms are executing enterprise risk management ought to be asking some good, probing questions, lest they incur the derision of comedian Bill Engvall Jr.

When does an insured's loss represent disgorgement of improper gain?

Two consultants explain which benefits were trimmed and which were expanded as part of the deal to reform New York state's workers' compensation laws.

Though imperfect, guaranty funds have met their obligations, to the tune of $21 billion in claims, to policyholders whose carriers have become insolvent.

Workers physically but not mentally present on the job are a big deal, so big that in some cases they may be costing companies more than direct health-care costs and absenteeism combined.

The focus on wellness and reduced absenteeism has prompted some companies to bring wellness clinics on-site to save time, money and perhaps even lives.

Too often, stock clauses are used without attention to their implications, yet there are almost as many variations of E&O clauses as there are parties using them.