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Three elements matter most when it comes to environmental issues in bankruptcy; understanding one's exposures, assessing the alternatives for resolving environmental liability and coming up with solutions for managing those liabilities.

A listing of some of the nation's top environmental services companies, their risk managers, brokers, captives and risk management programs.

Before carbon emissions become a huge liability for companies, water risk could dry up business in an existential way.

Construction is going green, with buildings that are designed to use less energy, conserve water and lower carbon emissions. While the environmental benefits are clear, there may be some unforeseen risk when the roof of the building is a lawn.

Risk managers are typically used to dealing with insurance on completed structures. Construction projects are different. Reducing hazards and properly insuring buildings under construction bring a set of very different challenges. Specialized insurance and loss-control solutions must be brought to bear.

A listing of some of the nation's top publicly traded construction companies, their risk managers, brokers, captives and risk management programs.

Midsized construction projects may benefit from an insurance approach long used at the largest sites. A careful analysis will show if this approach makes sense for specific projects.

A listing of some of the nation's top publicly traded construction companies, their risk managers, brokers, captives and risk management programs.

The hardened insurance market hammered the construction industry and the building trades, leaving firms scrambling to find coverage and products insurers were once eager to sell. Because of the hardship, some firms may even leave the business.

Construction and engineering firms are crying "gimme shelter" as they seek to manage their risks amid a lack of insurance capacity, tighter coverage restrictions and a storm of litigation in the housing market.

A listing of some of the nation's top publicly traded construction companies, their risk managers, brokers, captives and risk management programs.

Having successfully lobbied Congress in the wake of the Sept. 11, 2001, attacks to provide backing in the event of catastrophic property damage, the nation's real estate lobbies hope they can extend the backstop for another two years to satisfy the requirements of lenders. BY JOHN WILLIAMS