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            Issue
February 1, 2013
             Cover Story
A Challenging Year
Brokers faced some difficult situations with property renewals last year. The overall outlook for 2013 is a bit better, except possibly in the Northeast following Superstorm Sandy. MORE

             Features
Grappling with a Relationship
Insurance is a relationship business, yes. But as our "Under 40" brokers show us, technology is playing a larger role. MORE
Also: Power Broker®: About the Search

Legal Spotlight: February 2013
A roundup of legal decisions impacting the industry. MORE

Fines and Penalties Alter Buying Habits
Buyers purchase specialty coverage to wrap around sudden and accidental environmental policies as companies pay billions in penalties for alleged violations. MORE

Unsafe At School
Educating special needs children requires a focus on safety and liability issues for both children and staff. MORE

             Columns
             Departments
             Point/Counterpoint
Commercial Insurance as a Commodity
Is complex risk ripe for commoditization or is risk transfer never a commodity?

More Point/Counterpoint

             In-Depth Series
Technology
As big data, mobile technology and cloud computing push the capabilities of what risk management can do, new risks and opportunities to harness the convergence of these technologies arise as well.

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