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Mr. & Mrs. X just closed a construction loan that purchases a piece of property where they will have Contractor Y build a house for them. Contractor Y will purchase building materials and submit receipts once a month to the bank for reimbursement. Contractor Y wants a builders' risk policy with him as named insured. If Mr. & Mrs. X purchased a homeowners policy with a course of construction endorsement that includes theft of building materials and named Contractor Y as an additional insured, would a builders' risk policy still be needed for Contractor Y? What would be the best way to insure all parties correctly? MORE

What are the standard coverage limits for errors and omissions (E&O) and directors' and officers' liability (D&O) insurance within the financial services industry and what are the potential causes of E&O and D&O losses from a vendor perspective? MORE

Where do you get cover for terrorism? If a cover is needed, what will cover everything that is really necessary and important? MORE

What are key risks when auditing insurance in a large financial institution? MORE

What added risk management precautions should be taken for a "blockbuster" art exhibition, with multiple, high-valued loans involved, compared with a more low-key "ordinary" art exhibit? MORE

What are the best professional certifications for a risk manager to earn (if any) to advance his or her career and knowledge, and what certifications should a risk manager look for in an individual broker (if any)? MORE

Many of the brokers and agents today say that contingent commissions are fine if they are transparent and disclosed. How should I make sure that I'm getting all that information from my broker or my insurers? MORE