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The competitive landscape is changing for how employers deal with the increasing medical costs of both their health-care benefits and their workers' comp programs.

Bermuda leaders are terrified that further taxing corporate profits will alienate the international business community. They are also keenly sensitive to losing companies to other domiciles offshore and onshore. At least that's what they let on in a draft report on the future of Bermuda's development.

We dissect the current environment for risk retention groups, the moves to reform the Liability Risk Retention Act and the sometimes feisty competition between the risk retention associations.

Reinsurance markets are increasingly coming to the rescue of corporate risk managers, who need to differentiate their risks to those who will be providing capacity at the right price. Reinsurers are also coming to the rescue of the poorest farmers of the Horn of Africa.

Special disability insurance can save a corporation who loses their founder and CEO to a debilitating car accident, or a Major League team that loses its ace starter to a bum shoulder.

We look at four policyholders in the throes of their Katrina claims. Who is successful at collecting on their limits? Who is banging their head against the wall? Why?

This is terrifying, and ever-more relevant, stuff--bot attacks, denial of service bombardments, extortion threats from Eastern Europe and privacy violations that can cost in the billions.

A senior consultant examines the common pitfalls and uncommon solutions of trying to sell your C-Suite on enterprise risk management.

The view from the top of risk managers who deal with some of our world's most complicated, costly and terrifying risks: Homeland Secretary Michael Chertoff and David Ripsom of Nuclear Electric Insurance Ltd.

Environmental insurance presents all sorts of new opportunities for risk managers looking to remediate brownfields and limit other liabilities.

Sidecars now are a hot topic when it comes to insurers spreading their risk and bringing in the capital markets to help do so. This report details how this trend emerged, and how it's likely to fare.

As reinsurers and insurers debated how to spread their catastrophe risk, and its costs, in a global market, Bermuda welcomed the Class of 2005.

The name of the game in claims could be the latest in Web-based technology to help carriers manage the deluge, or for risk managers who self-insure, it could be having to put up with all sorts of bizarre (and often fradulent) claims one by one.

Teddy would be proud of these workers' comp revolutionaries--the winners of the annual award given out by Risk & Insurance named after the larger-than-life president. The Teddy Awards have become synonymous with excellence and innovation in workers' comp and disability management. Learn why here.

Healthcare and pension benefits scare the heck out of employers. For good reason, even with the supposed success of consumer-driven healthcare and the demise of defined-benefit pensions.