Roger Crombie's reference to the first annual captive conference (Risk & Insurance®, Oct. 1, 2005, page 29) struck me as odd. The first annual captive conference was actually held in 1977 in St. Georges at what was then the Holiday Inn. It was organized by Risk Planning Group, now Towers/Tillinghast, my previous firm, and ran each year through, I believe, the early 1990s. Felix Kloman, who headed RPG, was a captive visionary who saw the need for such a conference way back when. The conference was supported by both the local insurance industry and the government as being a way to focus attention on Bermuda and captive development.
BERNARD M. BROWN
Insurance Advisors LLC
FRUITS OF THEIR LABORS
I have enjoyed reading about the excellent progress of the companies featured in Risk & Insurance®. As a claim manager, I am always looking at how other people create success with workers' compensation and disability management. In fact, I have used many of the techniques mentioned in your articles to assist in improving our program at Swift Transportation. We are starting to see the results of all the efforts the company has put forth in reducing workers' compensation costs, frequency and disability days.
Workers' Compensation Manager
BUILDING BETTER HABITS
I read John Williams' article on maintaining health care costs (Risk & Insurance®, Aug. 1, 2005, page 22) with a keen interest. It was excellent and is clearly an overview of the direction employers can take if they want employees to participate in reducing health care costs by improving their own health habits. You are on the right track.
WALTER B. TAYLOR
The Hamilton Wharton Group, Inc.
New York, N.Y.
January 1, 2006
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