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For nearly two centuries, FM Global has partnered with clients to proactively address the property hazards and possible associated business risks that threaten their facilities, while developing customized loss-prevention solutions and policies that meet their risk-tolerance levels and business needs. By taking practical steps to protect their properties from major loss, FM Global clients have been able to protect their business continuity, enhanced their ability to supply their customers and safeguarded their shareholder value.

In two recent instances, FM Global enabled clients to keep their operations running during particularly challenging weather-related incidents.

In early 2006, AMI Semiconductor of Pocatello, Idaho, chose to move its water-sorting and integrated circuit chip testing facility to a location in the Philippines. Working in partnership with its FM Global client service team, AMI chose a facility and completed risk improvement plans, including installing simple roof reinforcements, before the company began production in March 2006.

During the ensuing months, four typhoons pounded the Philippines within weeks of each other--including two devastating Category-4 storms. Although many companies in the surrounding area were out of business for weeks, AMI Semiconductor suffered only minimal damage, and operations continued with minor disruption. Although their FM Global insurance policy would have covered any damage, AMI Semiconductor was practically unaffected by the storm--and its customers the world over had orders filled as if the typhoons had never happened at all.

On July 6, 2005, a powerful tornado tore through Atlanta, leveling everything in its path. When it reached the multimillion-dollar Atlanta Motor Speedway, entire sections of the track vanished. Yet, three and a half months later, the race season opened as planned. To make this happen, the people at the speedway worked in tight partnership with their FM Global client service team. Thanks to their FM Global insurance policy, the extensive damage was quickly repaired, and the speedway was back on track in record time. On race day, the only wind the fans heard came from the cars flying by at 170 mph.

These are just two examples of how FM Global's proactive approach to handling commercial property losses has helped its clients keep small problems from becoming major headaches. FM Global's clients can be confident that they are working with a specialty company whose capital, research, engineering, underwriting and claims expertise are entirely dedicated to the commercial property insurance business. Because commercial property insurance is all they do.

(The above piece is part of our continuing Insights series designed to highlight key products and services to our readers. This paid-for Insights was written and edited by Risk & Insurance® on behalf of our marketing partner. Additional Insights can be found on our Web site at www.riskandinsurance.com/.)

July 18, 2007

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