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HEALTHCARE REFORM

Dear Editor:

In the second installment you write, "Reform plans also include checks on the growth of healthcare spending, considered an essential step for any new effort to succeed." In the third installment, when talking about the Massachusetts experiment, you again mention "the long-term threat posed by healthcare inflation. ... Expanding coverage without controlling costs is a recipe for disaster."

I wholeheartedly agree! While our lawmakers are working on universal coverage, we should try to give equal voice to managing healthcare charges.

Kelly Battaglia

Marketing Services Manager

National Care Network Inc.

Irving, Texas

ROGER SPOT ON

Dear Editor:

Once again, Roger is spot-on! ("Of God and Governments," June 1, Page 13.)

America has a leader that has never held what could legitimately referred to as a "real job," telling a congress that--for the most part--couldn't operate an ice cream stand in a desert and turn a profit, what needs to be done to get this economy back on track.

His solution of involving the government in every major aspect of the economy is completely illogical at best, and dangerous at worst.

What the American economy needed, and continues to need, is experienced regulatory people that understand how the "engine works," and make sure they have the authority to maintain a 'level playing field' within which commerce can operate.

The lack of understanding or authority by regulators was brought to the attention of the executive branch, as well as both houses of congress in 2005, but--typically--the buck was passed from one to the other. The alarm bells were sounded, but no one was listening!!

Governments need to provide sound regulation, by experienced personnel from the private sector.

If anyone thinks having the Government running commerce is a swell idea, you only need to look at the areas they are already in, none of which to my knowledge have ever broke even, much less made a contribution to the massive problem of accumulated debt. Yet, the lemmings continue to march toward the cliff.

Terry Hendrickson

Principal

Hendrickson Agency

Bloomington, Minn.

OFFICE OF NATL. INSURANCE

Dear Editor:

How can you be sure the people running this office ("Office of National Insurance: Money Well-Spent," Risk & Insurance®, August 1, 2009, Page 38), will be looking out for the best interest of the industry and the people we serve? I for one would not trust the federal government to be fair and balanced. I am surprised that you would believe same.

Tom Kirchen

Account Executive

Menomonee Falls, Wis.

Dear Mr. Kirchen:

One can no more be sure about the Office of National Insurance looking out for the interests of the insurance industry and the people it serves, than about the Food and Drug Administration looking out for the interests of the pharmceutical industry and the people it serves.

The Editor

A FOLLOWING OF ONE

Just wanted to let you know how much I'm enjoying Joanna Makomaski's "Risk Management" column in your magazine (which I view online).

Cathy Taylor

Director - Enterprise Risk

Barrick Gold Corp.

Toronto

September 1, 2009

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