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For nearly two centuries, in fact, FM Global has partnered with clients to proactively address the property hazards and possible associated business risks that threaten their facilities--while developing customized property loss prevention solutions and policies that meet clients' risk-tolerance levels and business needs. By taking practical steps to protect their properties from major loss, FM Global clients also have been able to ensure their business continuity, while enhancing their ability to supply their customers and safeguard shareholder value.

In a trio of recent cases, FM Global enabled clients to keep their operations running--or get them back in business quickly--during particularly challenging property loss-related scenarios.

During the ensuing months, four typhoons pounded the Philippines within weeks of each other-- including two devastating Category-4 storms. Although many companies in the surrounding area were out of business for weeks, AMI Semiconductor suffered only minimal damage, as operations continued with minor disruption. Although their FM Global property policy would have covered any damage, AMI Semiconductor was practically unaffected by the storm--and their customers the world over had orders filled as if the typhoons had never even happened.

On July 6, 2005, a powerful tornado tore through Hampton, Ga., leveling everything in its path. When it reached the multimillion dollar Atlanta Motor Speedway, entire sections of the track vanished. Yet, the race track was open in time for a big race weekend in 2006. To make this happen, the people at the Speedway worked in tight partnership with their FM Global client service team. Thanks to their FM Global coverage, the extensive damage was quickly repaired and the speedway was back on track in record time. On race day, the only wind the fans felt came from the cars flying by at 170 mph.

Finally, on a quiet April 2006 morning, a major fire swept through Ball Packaging Europe's facility in Hassloch, Germany. Ball, a Fortune 500 company based in Broomfield, Colo., is the leading producer of metal beverage cans in North America and the second leading producer in Europe. Within days, FM Global's client service team was on the scene, finding ways to help minimize the company's loss of production, working closely with Ball management to better equip its other European plants. FM Global settled both the property damage and business interruption portions of the claim by mid-November of 2006, clearly demonstrating the strong working relationship between Ball and FM Global.

The story doesn't end there. The Ball Packaging Europe experience in Germany has helped FM Global work with other corporations on improved ways to protect against fire, too. So it's more than the story of one factory that didn't survive a fire. It's really the story of how many businesses are better protected today because of it.

These are just three outstanding examples of how FM Global's proactive approach to handling

commercial property losses has helped their clients either manage/reduce potential loss or recover from one. FM Global clients can be confident they are working with a specialty company whose capital, research, engineering, underwriting and claims expertise are entirely dedicated to the commercial property insurance business. After all, commercial property insurance is all they do--and they are focused on doing it right.

(The above piece is part of our continuing Insights series designed to highlight key products and services to our readers. This paid-for Insights was written and edited by Risk & Insurance® on behalf of our marketing partner. Additional Insights can be found on our Web site at www.riskandinsurance.com/.)

November 2, 2007

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