STATE-BASED INSURANCE A TAXING STRUCTURE
Dear Editor:
Re: "Endorsing a State-Based Regulatory System", riskandinsurance.com, April 12, 2011
I must disagree that state-based insurance regulation is a good thing. State government mandates, and corruption have been taxing to the citizens as well as to the carriers. Higher premiums and overhead are the results.
I do not like unions, minimum wage laws, and many sand bagging left-wing methods of interferencewith commerce, however the public is best served with reform, real reform, and insurance is interstate commerce and not just a state issue.
The public and the states are right to sue the federal government for broken promises, unfunded mandates, and duplicity. But the feds can improve the economic environment and reduce the tax burdens on their citizens when possible.
I urge you to reconsider your opinion and to help map out new boundaries for government, business, for the peoples' sake.
John Morrison
Owner, Morrison Insurance Services
Bethesda, Md.
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HAS THE TEA PARTY COME BACK TO HAUNT US?
Dear Editor:
Re: "Advocacy Group Sends Letter to Congress Opposing Funding Cuts," WorkersComp Forum, April 4, 2011
American Society of Safety Engineer members that voted for Republicans should not be surprised that the Tea Party that they elected is attempting to defang the U.S. Occupational Safety & Health Administration. Cutting regulations and lack of oversight is their mantra.
It is what they owe to the people that they represent: corporations and the billionaires that run them. There have already been attempts to roll back child labor laws.
Mike Kelly
ASSE member
Huntington Beach, Calif.
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THE LESSONS TAUGHT US BY OUR FORBEARERS
Dear Editor:
Re: "Into the Work Killing Ground," Risk & Insurance®, January/February 2011
I really liked Peter Rousmaniere's column. It was a good history lesson.Also, it resonated with me since my grandfather was working on the railroad about the time the workers' comp law was passed. He never had a workers' comp claim that I know of, but doubt anyone in that generation could have afforded to file a lawsuit anyway.
We get bogged down in the emergency room perspective and forget the compelling reasons behind the need for such protections.
Marcia Carruthers, MBA, ARM, CPDM
President/CEO, Disability Management Employers Coalition
San Diego, Calif.
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Risk
& Insurance® welcomes all letters to the editor. Please email submissions to riskletters@lrp.com.
June 1, 2011
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