Search      Advanced Search | Browse By Topic
Magazine Content
Home
Features
Columnists
Industry Risk Reports
In-Depth Series
Special Reports
Point/Counterpoint
R&I One® Content
News & Analysis
Editor's Choice Stories
Resources and Tools
Power Broker® Directory
Risk InnovatorTM
Emerging Risks
Top Employee Benefits Consultant
Executives To Watch
Insights
Industry Events
WorkersComp Forum
Award Nominations
Webinars
RSS
R&I Information
Subscription Center
Advertiser Information
About Us
Contact Us
 

Newsletter Sign-up

Click on the name of the free newsletter below to preview:

R&I One®
WORKERSCOMP Forum TM Update
HTML Text
E-Mail Address:


Click here to unsubscribe
Privacy Policy
Preferences

 

Murphy Proofing

Three recent events have made me very philosophical. The first involved the renewal of an insurance policy for my firm. Due to many factors, we were at risk of possibly missing the renewal deadline and temporarily losing coverage.

By Joanna Makomaski

Print Email Add to Facebook Add to Twitter Add to LinkedIn Write to the Editor Reprints

But then my broker reminded me that I should do everything possible to get the coverage because it is "a known truth that, if anything was to go wrong, it would happen during my coverage gap. That's Murphy's Law."

The second event I found myself in was a rush to leave the office while desperately needing to print an important document before I left. At that moment, the printer stopped working. The office manager in an attempt to console me said: "This is so typical. It is so Murphy's Law."

The third event was my car needing a wash. I asked a colleague the location of the nearest car wash. Coupled with directions, was the comment: "Good thing you're getting your car washed. We need the rain. It's Murphy's Law."

Who is this Murphy fellow hanging about me as of late? And precisely what is Murphy's Law?

With a bit of digging, I found that there is no definitive agreement as to who Murphy was and that Murphy's Law has a few renditions. The most commonly expressed version reads as: "Anything that can go wrong will go wrong."

All of my recent problems, failures, and even pending annoyances were attributed to Murphy's Law ? and with such certainty too. It reads as though, if something bad is out there, it will find you no matter what you do.

This statement should be a risk manager's worst nightmare. With that view, all that's left is to toss up our hands in the air and just let things happen. Murphy's Law must be the ultimate truth; a law that rules the outcome of all things in the universe. If true, we risk managers, might as well pack up and ship off.

I will confess there are moments when I feel that Murphy may have been on to something. Sometimes it seems like there is no benevolent, ordering force in the universe.

Why does it seem that the probability of running in to someone you know increases drastically when you step out of the house with bad clothes and hair, and no makeup? Why is it that as soon as you put on a white crisp outfit you instantly become the target for a nasty new stain? And why are the odds of spilling a glass of red wine directly correlated to the newness and cost of your carpet?

If not Murphy, who is creating the havoc? Is it a cosmic conspiracy or our selective memories?

Regardless of the answer, many technical and engineering endeavors exploit Murphy's Law. They do believe that, given the chance, anything that can go wrong will go wrong. Engineers use meticulous testing methods called "defensive design" that take into account all that can go wrong, before completing design work on a product.

In addition to testing, they ensure things can't be assembled incorrectly. Designers use different shapes, sizes or even colors to help prevent the risk of assembly problems. All of this is known as "Murphy-proofing."

The risk management community goes about things in much the same way. Through continual assessments and control, we try to Murphy-proof our organizations. Nonetheless we know that we can never understand all threats that come our way. Crediting Murphy for our unexplained haplessness may be just what we need.

JOANNA MAKOMASKI is an internationally recognized enterprise risk management executive with experience in energy, health care, and most recently in the sporting event sectors. She can be reached at riskletters@lrp.com.

September 15, 2012

Copyright 2012© LRP Publications

 
 
 
 
 
 
 
 
 
 
 
RISK logo
 

Back to top

Entire contents copyright © 2013 Risk and Insurance® All rights reserved. May not be reproduced in any form without written permission.