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"Pay what we owe, not a penny more, not a penny less."

Pete Howell, executive general adjuster, Crawford & Co.

Georgia Hauffe, general manager of Panama City Beach, Fla.-based Shipwreck Ltd., whose building has survived hurricanes Ivan, Opal and now Dennis.

"I felt that I wanted to compensate for a lack of a four-year degree. I wanted to not overlook it. I just felt I needed to be educated."

David Lippa, owner of Lippa Insurance Services Inc., referring to his 15 certifications

"For $50 grand a year, they expect their kids back in perfect shape."

Anne Mulholland, director of Aon's Higher Education Alliance

"If anything, they've (insurance-linked securities) turned out to be a better portfolio diversifier than expected. They performed very well in the bad economic patch around 2001."

Mike Millette, managing director, Goldman Sachs & Co.

"The probe into finite re(insurance) is going to be paid for by the buyers of reinsurance."

Andrew Barile, an independent reinsurance consultant in Rancho Santa Fe, Calif.

"How well will people fund the accounts? Will they have the discipline? We don't know. But they would be spending that money on other things anyway, so it's worth a try."

Brad Kimler, senior vice president of the Health and Welfare Consulting group at Fidelity Employer Services Co., a division of Fidelity Investments.

September 1, 2005

Copyright 2005© LRP Publications