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The over-utilization and abuse of long-acting opioids is increasingly recognized as a significant driver to higher medication costs and lost-time claims, as well as lowered return-to-work outcomes and patient success.

Injured workers deserve the highest quality of care possible, but the complexity of managing acute and chronic pain is extremely challenging for patients and physicians. No one wants to restrict proper medical use of these potentially dangerous drugs, but efforts increasingly must be made to ensure responsible prescribing and use.

In this webinar, experts will discuss:

- What evaluations should be undertaken before physicians prescribe opioids for chronic pain
- How retrospective medication reviews help pinpoint ways to manage opioid use
- Why discussions between treating physicians and specialists can lead to the identification of red flags
- How peer-to-peer consultations can improve care-management options and overall outcomes for injured workers

Space is limited, so register today!

Regulatory risk tops the agenda of risk managers for 2013. The risks are daunting: new financial regulation; the emergence of the new Consumer Financial Protection Agency and the requirements of Dodd-Frank; the implementation of the Affordable Health Care Act; proposed tougher environmental standards and proposals to combat climate change; vastly increased enforcement of the Foreign Corrupt Practices Act and the counterpart laws in the U.K.

In a survey released earlier this year, Protiviti and North Carolina State University surveyed more than 200 senior corporate executives about the biggest risks they face in 2013. Across the board, the answer was regulatory risk. It impacts reputation, liability and successful business operations.

Professor Mark Beasley of NC State and an author of the study will summarize the results and explain why corporate executives placed regulatory and compliance risk at the top of their agendas for 2013. Professor Beasley will also speak to how regulatory and compliance risk is a critical part of an enterprise risk management analysis.

Michael Karmilowicz, head of management solutions for Zurich in North America, will outline the increasing management and directors' and officers' liability stemming from the risk associated with increasing government regulation of the financial services, health care and energy industries, among others.

Your registration information will be shared with the sponsor of this online event. The sponsor, Zurich Insurance Group, Ltd., may contact you following the event.

Click here to read the Study on Top Risks on Horizon for 2013.

Join Riskonnect and our special guest, Tim Davidson, Director of Loss Prevention and Corporate Safety & Security Officer for IASIS Healthcare Corporation, as we discuss automating your return-to-work program and the value of moving away from a manual process. You will learn a new way to help control your costs due to leakage from a manual process. By automating your return to work program, organizations can:

- Effectively control leakage
- Benchmark medical duration against industry standards
- Push injured workers to MMI in minimal amount of time and expense
- Match employees with appropriate jobs to meet work restrictions
- Follow up on medical visits and injury updates
- Free team members from manual processes

Space is limited, so register today!

A claims department can fulfill a crucial function in helping a company achieve its goals. However, too often companies look at claims management only as a cost center and aren't willing to spend the resources necessary to make a claims department as effective as it could be. This webinar will focus on how to prove the value of a claims department to senior executives and focus on obstacles that might stand in the way.

Expert panelists will discuss these topics and issues:

- How do you measure the value of a claims organization? What is the right combination of attributes?
- What is the current role of data in claims management and what role will data play going forward?
- How do you convince senior executives of the value of your department? How can you better align the role of your department with your company's strategic goals?

Space is limited so register now!

A growing synchronicity and co-dependence among global economies means that business leaders and their colleagues will be traveling internationally to more and more locations with greater frequency.

As many prominent business leaders are quoted as having said, there is nothing like a face-to-face meeting to cement or grow a business relationship. But with that face-to-face approach comes risk. Too many companies underestimate or do not fully comprehend their obligations to their employees who undertake international travel on the company's behalf.

Things like local auto insurance coverage, access to adequate medical care, and providing an effective legal assistance network to an employee who finds themselves in a tight spot overseas are among the obligations to their employees that companies may not know they have.

Expert panelists will discuss the following topics and issues:

-- What are the potential liabilities that companies face which do not take adequate measures to protect their employees overseas?
-- What are some examples of real-life events where an employee has run into trouble while traveling? What did the company learn from the experience?
-- What are the key elements of an international travel risk management program?
-- In what ways and in what areas is the expanding globalization of commerce creating the most pointed risks for payers?

The coming year will be critical for decision-makers in the risk management world. Many emerging issues are now reaching a threshold - and action and decisions made in 2013 may change the global risk landscape for years to come.

Two well-known analysts discuss what lies ahead and what they think will be the game changers of 2013. We will examine three major topics:

-- Insurance regulation: What to expect in 2013.
-- Natural catastrophe issues with a focus on climate change, flood and hurricanes. What will happen with TRIA next year?
-- Geopolitical risk: The hotspots in 2013 and how they will affect corporate risk strategy.

Our panel will also take questions from the audience.

Space is limited, so register today!

Recent events surrounding Superstorm Sandy have highlighted the critical nature of preparing for and responding after catastrophes. Companies that prepare and react effectively during times of crisis to protect key resources, restore operations and recover financially will have an advantage over their peers. This webinar will explore how policyholders should be responding in the wake of Superstorm Sandy to achieve successful recovery from their losses. A panel, led by seasoned professionals in property damage and business interruption claims and recovery, will explore the challenges that many companies experience when faced with a complex loss that may have directly or indirectly affected their operations.

Panelists will cover:

-- The "anatomy" of an insurance claim and what insureds can expect immediately after a loss and during the life of the claim process
-- Types of coverage that may be available to companies assessing whether or not they have a claim
-- Recovery options for organizations that may not have physical damage but sustained financial loss from the event
-- Typical coverage and measurement considerations for companies that are evaluating and preparing a claim for lost income as a result of Sandy
-- Tips for avoiding expensive litigation in settling a storm-related insurance claim